One of the tools that Colombians use the most to carry out financial transactions are the digital wallets. According to the Colombia Fintech portal, this resource decreased by an annual increase of 195% during 2021, a use that continues to increase.
(Digital wallets: how they work and what options are available in the country).
This should not only grow by the volume of transactions, but also by increasing the options and facilities you receive to receive money, transfer it, pay bills, make purchases, refills.
In Colombia there are options like Nequi, Daviplata, Bancolombia a la mano, Dale!, Movii, Tuyapay, Powii, Payválida, Sured and Ding, among others.
However, Nequi and Daviplata are the wallets that lead this market in the country.
Here are some advantages and disadvantages of these applications:
Benefits and disadvantages of DaviPlata
– Daviplata can work without internet, because it can be run from the services of the SIM card.
– Its installation and activation is instantaneous.
– No commission charged.
– Development within the application is limited.
– Few customer service channels.
Benefits and Disadvantages of Nequi
– Transactions to Bancolombia accounts are free.
– You can receive money without commissions from bank to bank.
– Facilitates transactions through a scannable QR code.
– You can create savings goals and «pockets».
– Registers many complaints about application crashes.
– Few customer service channels.